How It Works
Getting matched with business funding takes less than 5 minutes. Here’s how.
Step 1: Answer a Few Questions
Tell us about your business — industry, monthly revenue, time in business, and what you need funding for. No credit pull at this stage.
Step 2: Get Matched with Lenders
Based on your answers, you’ll be connected with lenders from our network who specialize in your funding type and are likely to approve your profile.
Step 3: Review Your Options
Compare offers, ask questions, and choose the funding option that fits your business. One application, multiple potential approvals.
Funding Types Available in Our Network
SBA Loans
Government-backed loans with competitive rates. Best for established businesses with 2+ years in operation.
Business Lines of Credit
Flexible revolving credit for ongoing working capital needs.
Equipment Financing
Finance the equipment your business needs to grow without depleting cash reserves.
Merchant Cash Advance
Fast funding based on your daily credit card sales. Quick approvals, flexible repayment.
Invoice Factoring
Turn outstanding invoices into immediate cash to cover expenses and payroll.
Revenue-Based Financing
Repay based on a percentage of monthly revenue — no fixed payments.
Common Questions
Does pre-qualifying affect my credit score?
No. The initial pre-qualification process does not require a hard credit pull.
How fast can I get funded?
Depending on the funding type and lender, approvals can happen in as little as 24 hours. Traditional SBA loans take longer, typically 30–90 days.
Is there a cost to use BusinessLoan.Directory?
No. Our service is free to business owners. We are compensated by our lending partners when a loan is funded.
What credit score do I need?
Requirements vary by lender and product. Some products are available with scores as low as 550. We will match you with lenders appropriate for your profile.