Capacity. Capital. Character. See all three before you apply.
See what waiting costs you →Free. No email at the first level. No credit check. No obligation. Right capital at the right time.
Rate range: 6.45% to 12.45% · Term: 3 to 10 yrs
Sets the net margin used for DSCR calculation.
Live estimates using 2026 default rates. Actual rates depend on your profile.
Pre-qualification likelihood for Conventional Term Loan: --
Enter your factor rate and term to see the implied APR.
Implied APR: --
Warning
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What this means: --
Next step: --
First 12 months shown. P&I (principal and interest) mode.
| Period | Payment | Principal | Interest | Balance |
|---|
| Origination Fee (5%) | -- | |||
| SBA Guarantee Fee | -- | |||
| Est. Section 179 Tax Savings | -- | |||
| True Cost After Section 179 | -- |
Implied APR: --
Warning
Right capital at the right time.
Free. No email at the first level. No credit check. No obligation.
Pre-qualify in 2 minutesIf you're a contractor hitting a bond ceiling, this calculator shows exactly how much bond capacity a Line of Credit unlocks. Industry-standard surety math, run in 60 seconds.
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