New Business? Get the Funding You Need to Launch and Grow
Startup business loans are designed for new businesses that may not qualify for traditional bank financing. Our lending partners specialize in helping entrepreneurs get off the ground with funding from $5,000 to $500,000.
BusinessLoan.Directory is a Strategic Funding Partner of ROK Financial.
Startup Funding Options
- SBA Microloans — Up to $50,000 for startups and small businesses
- Business credit cards — Revolving credit for everyday expenses
- Equipment financing — Fund equipment purchases with the asset as collateral
- Revenue-based financing — For startups generating early revenue
- Personal loans for business — Leverage your personal credit to fund your venture
Why Startups Get Declined by Banks
Traditional banks typically require 2+ years in business, strong revenue history, and high credit scores. New businesses rarely meet these criteria. Our lending partners evaluate your potential, business plan, and personal credit history to find financing options that work for startups at every stage.
What You Need to Apply
- Business plan or concept overview
- Personal credit score (580+ for most options)
- Proof of identity and business registration
- Bank statements (if available)
- Projected revenue or existing revenue documentation