Turn Unpaid Invoices Into Immediate Cash Flow
Invoice factoring converts your outstanding invoices into working capital. Stop waiting 30, 60, or 90 days for payment — get up to 95% of your invoice value within 24 hours.
BusinessLoan.Directory is a Strategic Funding Partner of ROK Financial.
How Invoice Factoring Works
Invoice factoring is not a loan — it is the sale of your accounts receivable at a discount in exchange for immediate cash. A factoring company advances you a percentage of the invoice value (typically 80–95%), then collects payment directly from your customer. Once collected, you receive the remaining balance minus a small factoring fee.
Industries That Benefit Most
- Transportation & trucking — Cover fuel and maintenance while waiting for shipper payments
- Staffing agencies — Meet payroll obligations on time
- Manufacturing — Purchase raw materials for new orders
- Construction — Bridge gaps between project milestones
- Professional services — Maintain operations during long billing cycles
Benefits of Invoice Factoring
- No debt incurred — Factoring is not a loan, so no debt on your balance sheet
- Fast funding — Receive cash within 24 hours of submitting invoices
- Credit score flexible — Approval is based on your customers’ creditworthiness, not yours
- Scalable — Factor more invoices as your business grows
- Collections handled — The factoring company manages collections for you