SBA Loans — Government-Backed Funding for Established Businesses
Access $50,000 to $5,000,000 in SBA-backed financing with competitive rates, long repayment terms, and support from our trusted lending network.
What Is an SBA Loan?
SBA loans are partially guaranteed by the U.S. Small Business Administration, which reduces the risk for lenders and allows them to offer lower interest rates and longer repayment terms. These loans are ideal for established businesses looking to expand operations, purchase real estate, refinance debt, or invest in long-term growth. Through BusinessLoan.Directory, you can connect with SBA-approved lenders in our network and streamline the application process.
SBA Loan Details at a Glance
Loan Amounts
$50,000 to $5,000,000
Repayment Terms
10 to 25 years
Funding Speed
45+ days (expedited available)
Credit Score
680+ FICO required
Revenue Requirement
$83,000+/month ($1M+/year)
Time in Business
3+ years
Who Are SBA Loans Best For?
- Established businesses with 3+ years of operation and strong revenue
- Companies looking to purchase commercial real estate or expand locations
- Business owners who want the lowest possible interest rates and longest terms
- Franchisees seeking funding to open or grow franchise operations
- Businesses that need to refinance existing higher-interest debt
Don’t Qualify for an SBA Loan? You Still Have Options.
If your credit score, time in business, or revenue doesn’t meet SBA requirements, our lending network offers alternative funding solutions — including term loans, merchant cash advances, and lines of credit with no minimum credit score.
BusinessLoan.Directory is a Strategic Funding Partner of ROK Financial.